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postal savings

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postal savings 郵政儲金。

郵政儲金。 “postal“ 中文翻譯：   adj. 郵政的；郵政局的。 The Internati ...“saving“ 中文翻譯：   saving2 除…以外。 saving your r ...“audit of postal savings capital“ 中文翻譯：   郵政儲蓄資金審計“china postal savings bank“ 中文翻譯：   中國郵政儲蓄銀行“postal savings bank“ 中文翻譯：   郵政儲蓄銀行“postal savings bureau“ 中文翻譯：   貯金局“postal“ 中文翻譯：   adj. 郵政的；郵政局的。 The International [Universal] P- Union 萬國郵政聯盟。 n. 〔美口〕明信片。 “no savings“ 中文翻譯：   無存款“savings“ 中文翻譯：   儲金; 儲蓄；節省款項；節省開支額; 存款，儲蓄金; 節約；存款“postal postal service“ 中文翻譯：   擁有物“savings on savings accounts“ 中文翻譯：   儲蓄帳戶方式儲蓄“a postal district“ 中文翻譯：   郵政區“postal address“ 中文翻譯：   郵寄地址; 郵投遞地址“postal addresses“ 中文翻譯：   郵政地址“postal agency“ 中文翻譯：   郵政代辦所“postal aircraft“ 中文翻譯：   郵政航空器“postal branch“ 中文翻譯：   郵務部“postal bureau“ 中文翻譯：   郵務局“postal card“ 中文翻譯：   〔美國〕(郵局制的)明信片〔上面印有郵票〕。 “postal class“ 中文翻譯：   郵務職類“postal clerk“ 中文翻譯：   〔美國〕郵局運員。 “postal code“ 中文翻譯：   郵編; 郵遞區號; 郵區編號; 郵政編碼“postal communication“ 中文翻譯：   郵遞通訊“postal consignments“ 中文翻譯：   郵遞商品“postal counter“ 中文翻譯：   郵件計數器

postalization

Second , this thesis views from the point of strategy , analyzes the inner and external environments of crm system for fujian postal savings , confirms the necessity of the construction of crm system for fujian postal savings , nails down the current goal and long - dated intention of the construction of crm system for fujian postal savings , puts forward the unitary solution of the construction of crm system and the design principle of crm system for fujian postal savings 其次，本文從戰略的角度出發，進行福建省郵政儲蓄構建crm系統的內外部環境分析，明確了福建省郵政儲蓄構建crm的必要性，進而確定福建省郵政儲蓄構建crm系統的近期目標和遠景目的，提出了福建省郵政儲蓄crm系統的整體解決方案，及crm系統的設計原則，并從功能規劃、系統架構、開發規劃、實施規劃等方面展開論述，并且針對實際情況，進行福建省郵政儲蓄構建crm系統的風險分析，從而有利于福建省郵政儲蓄正確意識和防范crm的風險。

Challenges : firstly , china postal savings is lack of the experiences of fund utilization while the strength of other banks has been reinforced through a series of reforms ; thus , china postal savings is faced with a tough competition . secondly , the development of it has made a drastic change in the traditional management mode of china postal savings ; thus , the advantage of the wide - spread china postal savings network has been weakened 威脅:在市場競爭方面,郵政儲蓄欠缺資產運營方面的經驗,其他銀行通過一系列的改革增強了經營方面的實力;網絡技術和信息技術的發展不僅對郵政儲蓄傳統的經營模式造成革命性的改變,郵政儲蓄在網點方面的優勢被削弱;金融監管政策的要求也加大了郵政儲蓄實施客戶關系管理的外部壓力。

We will make full use of the major role of the agriculture bank of china and the agricultural development bank of china as the backbone of rural banking , continue to deepen reform of rural credit cooperatives and strengthen the role of the china postal savings bank in serving agriculture , rural areas and farmers 充分發揮中國農業銀行、中國農業發展銀行在農村金融中的骨干和支柱作用，繼續深化農村信用社改革，增強中國郵政儲蓄銀行為“三農”服務的功能。

It violates paragraph 1 of article 11 hereof when , as requested by a third party , it stops transactions for any account or effects remittance payments ; or it violates paragraph 2 of article 11 hereof by disclosing information about any customer ' s postal savings accounts or remittance transactions 三違反第十一條第一項規定，逕依第三人請求，而停止帳戶交易活動或給付匯款；或違反第十一條第二項規定， ?漏顧客之郵政儲金或匯款等有關資料。

Article 8 the postal savings and remittances business managed by chunghwa post , as well as all postal property and bills , receipts and other documents used to provide such services , shall be exempt from taxes for five years from the date chunghwa post is established 第8條中華郵政公司經營之郵政儲金匯兌業務及該業務使用之郵政公用物、業務單據，于中華郵政公司成立之日起五年內，免納一切稅捐。

As a result , more varieties of financial services will be supplied , and the space for fund utilization will be expanded ; on the other hand , china postal savings enjoys quite a high credibility among the customers 機遇:在政策方面,國家正在進行郵政體制改革,即將組建郵政儲蓄銀行,提供金融服務的種類更加豐富,資產運用的空間得到了拓展;在已有客戶方面,客戶對郵政儲蓄持有較高的信任。

Nowadays , the level of intermediate service among the postal savings is very low , the vast pressure coming from the bank at home and abroad force the postal savings to be confronted with sharp market competition 中間業務和資產業務、負債業務并稱為現代商業銀行的三大支柱業務。自70年代以來,西方商業銀行的中間業務發展迅速,其收入份額越來越大,有的甚至取代了傳統利息收入。

There are four chapters in this article . in chapter one , i summary the domestic postal savings , and then brief the postal savings of the developed country , just hope to provide some beneficial enlightenment to our china postal savings 1989年11月,郵政儲蓄由郵政部門代人民銀行辦理吸收存款改為自辦,與人民銀行的關系由繳存改為轉存,郵政儲蓄收入由代辦費改為利差。

For mainframe systems , topasia retained all the service contracts for former sequent china clients , primarily bank of china , china construction bank , city commercial bank , postal savings bureau and commercial department 大型主機系統方面，冠亞成功延續以往sequentchina客戶的服務合約，其中主要客戶包括中國銀行、建設銀行、城市商業銀行、中國郵政儲匯局及商業部。

For mainframe systems , topasia retained all the service contracts for former sequent china clients , primarily bank of china , china construction bank , city commercial bank , postal savings bureau and commercial department 大型主機系統方面，冠亞成功延續以往sequent china客戶的服務合約，其中主要客戶包括中國銀行建設銀行城市商業銀行中國郵政儲匯局及商業部。

Article 5 actions affecting the postal savings and remittance business of chunghwa post by legally incompetent persons or legally quasi - incompetent persons shall be deemed actions committed by competent persons 第5條無行為能力人或限制行為能力人，關于郵政儲金及匯兌事務，對中華郵政公司所為之行為，視為有行為能力人之行為。

Advantages : on the one hand , china postal savings does not suffer from the burden of bad funds , and enjoys a massive customer market ; on the other hand , china postal savings owns a good many of qualified personnel 優勢:郵政儲蓄無不良資產包袱,擁有龐大的客戶群;在人力資源方面,郵政儲蓄擁有一批高素質的各類人才。

The group was also entrusted with establishing the core banking system of the agricultural united bank and the setting up of a disaster recovery centre and smart - card system for the hunan postal savings bureau 集團亦于期內為農業信用合作社建立核心銀行系統，及為湖南郵政儲匯管理局設立危機復修中心及智能卡系統。

Article 10 chunghwa post shall establish an internal control and audit system for its postal savings and remittances businesses ; the measures governing this system shall be drawn up by the motc and the mof 第10條中華郵政公司辦理郵政儲金匯兌業務，應建立內部控制及稽核制度；其辦法，由交通部會同財政部定之。

Unless stipulated by other laws or by the regulations of the mof , chunghwa post and its employees shall keep confidential all information concerning the postal savings and remittances of its customers 中華郵政公司及其服務人員對于顧客之郵政儲金或匯款等有關資料，除其他法律或財政部另有規定外，應保守秘密。

Article 14 when a depositor makes a first deposit , the branch office that receives it should ( depending upon the type of deposit ) issue a postal savings passbook or a receipt to the depositor as an evidential document 第14條郵政儲金初次存入時，由存入之郵局，按其種類分別發給郵政儲金簿或單據，作為憑證。

Disadvantages : china postal savings still needs to raise the awareness of customer relationship management and the organizational management of marketing personnel needs to be improved 劣勢:對客戶關系管理和市場營銷的認識和管理尚不到位;在經營機制上,郵政實行“一級法人,授權經營”

This study can be adopted as reference for practical work in the postal savings service in china and it is also the development in application of the relevant theories learned in class 其研究對我國郵政儲蓄在實際工作中可作為參考，也是對所學相關理論在應用上的一個拓展。

These problems are likely to influence enormously not only the development of postal savings service , but also the financial market in china if they remain unsolved 若這些問題不能解決好，不僅將影響我國郵政儲蓄業務的發展，且有可能會對我國金融市場造成巨大的不良影響。