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policy holder

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policy holder 保險客戶。

保險客戶。 “policy“ 中文翻譯：   n. 1.保險單。 2.〔美國〕(由抽簽決定的)彩票。 ...“holder“ 中文翻譯：   n. 1.持(票)人；(土地、權利等的)所有人，貨主。 ...“holder of policy“ 中文翻譯：   保險單持有人“insurance policy holder“ 中文翻譯：   保單持有者; 投保方“lost policy holder“ 中文翻譯：   失蹤被保險人; 失蹤投保人“as holder“ 中文翻譯：   以持有人……的身分“holder“ 中文翻譯：   n. 1.持(票)人；(土地、權利等的)所有人，貨主。 2.煙嘴；(筆)桿。 3.臺座，架；夾；儲存器。 a holder of an office 負責人。 a record holder 記錄保持人。 a share holder 股票持有人。 a bit [drill] holder 【機械工程】鉆套。 a cigarette holder 煙嘴。 a pen holder 筆桿。 a gas holder 裝氣罐，貯氣室。 a lamp holder 燈座。 a mirror holder 鏡架。 “holder on“ 中文翻譯：   船上鉚工“holder-on“ 中文翻譯：   n. (船上的)鉚工。 “policy“ 中文翻譯：   n. 1.政策，政綱；方針，方向；方法。 2.策略；權謀；智慧；精明的行為。 3.【軍事】政治，行政。 4.〔蘇格蘭語〕〔常 pl.〕別墅的附屬庭園。 a domestic policy 國內政策，內政方針。 a foreign policy 對外[外交]政策。 non-alignment policy 不結盟政策。 policies of war and aggression 侵略政策和戰爭政策。 a cold war policy 冷戰政策。 a policy of strength 實力政策。 the Party's general and specific policy 黨的方針政策。 Honesty is the best policy. 正直是最明智的。 for reasons of policy 出于策略上的原因。 n. 1.保險單。 2.〔美國〕(由抽簽決定的)彩票。 a life [fire] policy 人壽[火災]保險單。 a floating policy 總保(險)單。 a valued policy 確定保險單。 an open policy 預定保險單。 play policy 〔美國〕打彩，抽彩。 take out a policy on one's life 加入人壽保險。 “cigarette holder; holder“ 中文翻譯：   煙嘴兒“rat holder mouse holder“ 中文翻譯：   鼠固定器“a passpotr holder“ 中文翻譯：   護照持有人“account holder“ 中文翻譯：   顧客帳戶“accredited holder“ 中文翻譯：   信用證上的進口人||買方“add holder“ 中文翻譯：   增加定位曲線“advance holder“ 中文翻譯：   預付款持有人“air holder“ 中文翻譯：   儲氣罐; 空氣儲存器; 空氣儲蓄器; 空氣罐; 空氣收集器; 氣罐“anode holder“ 中文翻譯：   陽極夾“arrow holder“ 中文翻譯：   箭筒“arrow-holder“ 中文翻譯：   持箭器“asbestos holder“ 中文翻譯：   石棉鑷“attribute holder“ 中文翻譯：   屬性承載器“axe-holder“ 中文翻譯：   斧把“baby holder“ 中文翻譯：   嬰兒夾

It is shown that there are different degree defects in a few definitions in the theories field . in overview of the general requests for giving a definition and the character of the offense of insurance fraud , the writer views that the offense of insurance fraud refers to the act of policy holder , the insured and beneficiary in the insurance contract relation violating the regulations of insurance law to illegally occupy as its purpose , adopt deliberately falsifying the subject matter of the insurance ; or cooking up the cause of an insured accident or overstating the extent of loss ; or inventing stories an insured accident that does not occur ; or deliberately causing the occurrence an insured accident that leads to property ; or deliberately making insurance accidents to swindle large sums of insurance . it has the characteristics as follows : their being subjectively in the diversity of the criminals , the combination of intelligence and cruelty of the criminals , simpler in criminal suspect ; their being objectively in deceptive , crime means “ profession to turn , the crime activity concealment very strong , be involved amount of money huge , usually living with other crime companions , the severity of the consequences of the crime , higher black number of crime , and having a thing 筆者認為:保險詐騙罪的犯罪客體不屬于本罪的構成要件,保險詐騙罪的成立僅須具備犯罪主體要件、犯罪主觀要件和犯罪客觀要件三個要件即可;鑒于保險詐騙罪的預備形態在現實中的危害性不大,本文僅就保險詐騙罪的未遂形態和中止形態進行了探討;著重探討了保險詐騙罪共犯中的身份問題,對保險詐騙罪的教唆犯和幫助犯的構成特征及刑事責任進行了探討;逐一對保險詐騙罪的實質一罪(法規競合與想像競合)和處罰一罪(牽連犯與吸收犯)進行了分析;同時,從犯罪數額和主觀目的上討論了保險詐騙罪的成罪條件,將保險詐騙罪與普通詐騙罪和合同詐騙罪進行了區分;最后,在對保險詐騙罪立法沿革和立法模式分析的基礎上,從保險詐騙罪的主體、主觀方面、客觀方面以及立法技術等幾個方面對保險詐騙罪的缺陷及其完善提出了自己的看法。

policy maker

These two characteristics make the insurance products are more suitable for sale on internet than other products . when selling on the internet , besides some introductory information , insurers also focus on : 1 ) providing online analysis , helping policy holders to select suitable insurance products ; 2 ) providing online service ; 3 ) providing online claim service . online insurance is virtual , low cost and interactive 第二章重點從實證上比較了網絡保險在國內、外的發展現狀,以及我國網絡保險現存的差距,同時也分析了保險行業的網絡化程度落后于銀行、證券等其他金融行業的原因以及未來的發展趨勢,旨在為我國網絡保險的進一步發展找出方向。

It is shown that there are different degree defects in a few definitions in the theories field . in overview of the general requests for giving a definition and the character of the offense of insurance fraud , the writer views that the offense of insurance fraud refers to the act of policy holder , the insured and beneficiary in the insurance contract relation violating the regulations of insurance law to illegally occupy as its purpose , adopt deliberately falsifying the subject matter of the insurance ; or cooking up the cause of an insured accident or overstating the extent of loss ; or inventing stories an insured accident that does not occur ; or deliberately causing the occurrence an insured accident that leads to property ; or deliberately making insurance accidents to swindle large sums of insurance . it has the characteristics as follows : their being subjectively in the diversity of the criminals , the combination of intelligence and cruelty of the criminals , simpler in criminal suspect ; their being objectively in deceptive , crime means “ profession to turn , the crime activity concealment very strong , be involved amount of money huge , usually living with other crime companions , the severity of the consequences of the crime , higher black number of crime , and having a thing 筆者認為:保險詐騙罪的犯罪客體不屬于本罪的構成要件,保險詐騙罪的成立僅須具備犯罪主體要件、犯罪主觀要件和犯罪客觀要件三個要件即可;鑒于保險詐騙罪的預備形態在現實中的危害性不大,本文僅就保險詐騙罪的未遂形態和中止形態進行了探討;著重探討了保險詐騙罪共犯中的身份問題,對保險詐騙罪的教唆犯和幫助犯的構成特征及刑事責任進行了探討;逐一對保險詐騙罪的實質一罪(法規競合與想像競合)和處罰一罪(牽連犯與吸收犯)進行了分析;同時,從犯罪數額和主觀目的上討論了保險詐騙罪的成罪條件,將保險詐騙罪與普通詐騙罪和合同詐騙罪進行了區分;最后,在對保險詐騙罪立法沿革和立法模式分析的基礎上,從保險詐騙罪的主體、主觀方面、客觀方面以及立法技術等幾個方面對保險詐騙罪的缺陷及其完善提出了自己的看法。

Upon the decease of the insured under any of the above described circumstances ( i ) to ( xviii ) , the company ceases to have any insurance liabilities over the insured , and will reimburse the policy holder the net premium of the insured for the remained days ( the outstanding hours less than one day will be regarded as one day ) 發生上述情形（一）至情形（十八） ，被保險人身故的，本公司對該被保險人保險責任終止，并對投保人按日計算退還該被保險人的未滿期凈保費（經過日數不足一日按一日計算） 。

Connecting general reason condition to fall , after become effective of property insurance contract , if be sure the cession of mark , should regard former policy holder as to exit insurance , the insurance between this policy - holder and underwriter concerns to be eliminated relatively , the main body of property insurance contract happens fluctuant 在通常情況下，財產保險合同生效后，假如保險標的轉讓，應視為原投保人退出保險，該投保人與保險人之間的保險關系相對消滅，財產保險合同的主體發生變動。

And the case derivates the key problems which the text wants to discuss . the issues namely are : 1 . current third party liability insurance of the motor vehicle is a compulsive insurance or voluntarily insurance . the insurance company presses compulsive rate of premium charge , but still signs business insurance contract with policy holder , and is free from the stipulation of compulsive 本文圍繞上述矛盾,回顧了我國機動車強制保險制度的歷史演進過程,對我國機動車第三者責任強制保險制度中的三個重要問題(運行模式及強制效力、無過失原則下強制保險的賠償原則、第三人直接請求權等)進行了分析和論證。

I manage active danger is planted , usually , policy - holder can be changed , but if policy holder also guarantees an object , if 66 grand carry , guo shouying is ability , little danger , policy - holder of common reject a complaint is changed , below special of course situation also but place of take into consideration the circumstances is buried ( when leaving other like policy - holder ) , but the examine and verify that needs to keep a department through the nucleus 我司現行險種，一般情況下，投保人是可以變更的，但是假如投保人也是保障對象的，如66鴻運、國壽英才、少兒險，一般不受理投保人變更，當然非凡情況下也可酌情處埋（如投保人離異時） ，但需通過核保部門的審核。

Of the protection provided for policy holders under the circumstances described in above ; whether it is obligatory for the insurance company concerned to obtain the consent of its policy holders prior to transferring their policies to another company , and whether the policy holders can recover the premiums paid if they object to such a transfer ; and 在a項所述情況下，投保人可獲得哪些保障有關的保險公司是否必需徵得投保人的同意，才可將其保單轉往另一公司，若投保人

Common policy holder rises 10 days from the next day that gets guarantee slip inside , and did not produce insurance gold to give pay , criterion policy - holder can retreat redound upon sheet to the company and written requirement cancel is sure contract , the company is not had breath return policy - holder place to pay insurance cost 一般投保人自收到保單的次日起十日內，且未發生保險金給付，則投保人可向公司退回保單并書面要求撤銷保險合同，公司無息退還投保人所交保費。

The optimal control model is established by aiming at the life insurance policy in which the insurance is paid at one time or upon death , and the optimal payment method is obtained by solving the model and discussing , so that the optimal strategy is fond out for the policy holders 摘要以躉激保費、即死即付保險金的全連續的定期壽險保單為研究對象，建立了給付保險金的最優控制模型，并通過對模型的求解及討論得出了最優保險金給付形式，從而找出了投保人的最優策略。

The participation policy holder can enjoy the surplus of dispensability . the surplus of dispensability is the profits which the life insurance company manages . the surplus of dispensability are adjusted in such way that the performances of life insurance company on the investment portfolio 分紅保險的一般特點是按照相對保守的精算假設設定較高的費率,而將每年該類保險產品產生的盈余按照一定的分配標準以分發紅利的方式分配給客戶。

A former insurance agent was jailed for six months for dishonestly withdrawing funds totalling 50 , 000 from two policy holders and used them to open new insurance policies in their names without their knowledge in order to improve sales quota and obtain sales commission 一名前保險經紀，以不誠實手法從兩名保單持有人的戶口提取共五萬元，并在他們不知情下，利用該筆款項以他們的名義開設新保單，以提高營業額及取得傭金，被判入獄六個月。

Two insurance policy holders were each sentenced to 80 hours of community service for conspiracy to defraud an insurance company of more than 6 , 000 by submitting false medical insurance claims . they were ordered to pay more than 6 , 000 in restitution to the insurance company 兩名保險單持有人，向保險公司提交虛假的醫療保險索償申請書，串謀詐騙保險公司六千多元，各被判須履行八十小時社會服務，并須向保險公司歸還六千多元。

If the policy holder discovers dangerous circumstances regarding the insured property and does not adopt measures to eliminate them , it shall be held solely liable for any losses from an accident caused thereby , and the insurer shall not be liable for making indemnity therefor 投保方對被保險的財產發現有危險情況，不采取措施消除，同由此發生事故造成的損失由自己負責，保險方不負賠償責任。

Lord general insurance , a general insurance company , is a large enterprise with over five million policy holders , looking to boost its auto insurance business and requiring a quick entry to the e - business direct insurance market Lord general insurance ( lgi )是一家一般性的保險公司，是一家大企業，有五百萬投保人，它正在尋求擴展其汽車保險業務并要求迅速進入電子商務直接保險市場。

In the pricing of the participation policy , it is assumed that the expenses of participation policy are higher than the traditional products , so the insurance company distributes the policy holder according to the standards 壽險公司的紅利分配隨壽險公司經營狀況的變化而變化,具有不確定性,但壽險公司一般向分紅保單持有人提供保證最低收益。

Lord general insurance is a large enterprise with more than five million policy holders , looking to boost its auto insurance business and requiring a quick entry to the e - business direct insurance market Lord general insurance是一家大企業，擁有超過500萬個保險客戶，該公司期望推動它們的汽車保險業務，還想快速進入電子商務的直銷保險市場。

This is a legal obligation of the underwriter , law stipulates this obligation basically is the interest to protect policy holder , uphold honest credence principle , the fairness that assures insurance contract is reasonable 這是保險人的一項法定義務，法律規定這項義務主要是為保護投保人的利益，維護老實信用原則，保證保險合同的公平合理。

Accordingly , warn broad policy holder , cast the insurance cost that oneself must consider when protecting to pay ability , once decline the loss that keeps a likelihood to suffer , understand beforehand 因此，提醒廣大投保人，投保時一定要考慮到自己的保費支付能力，并事先了解一旦退保可能遭到的損失。