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hypothec

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hypothec n.【法律】(不轉移財產所有權的)抵押權，擔保權。

n. 【法律】(不轉移財產所有權的)抵押權，擔保權。 “hypothec bank“ 中文翻譯：   勸業銀行。 “debenture of hypothec bank“ 中文翻譯：   勸業債券“hypothec bank of japan“ 中文翻譯：   日本勸業銀行“hypothalluses“ 中文翻譯：   下葉狀體“hypothallus“ 中文翻譯：   下菌體; 下葉狀體; 真菌囊基膜“hypotheca“ 中文翻譯：   抵押權; 下殼“hypothallium“ 中文翻譯：   囊基膜; 下葉狀體“hypothecary“ 中文翻譯：   adj. 【法律】抵押的；由抵押而獲得的。 “hypothalli“ 中文翻譯：   下葉狀體“hypothecary credit“ 中文翻譯：   抵押信貸“hypothalaums“ 中文翻譯：   下丘腦

hypothec bank

We have only concerned the hypothec recourse force in the < jurisdiction explanation of hypothec law > , however , only as an explanation , it cannot compete with the guarantee law , thus , and it was not able to affect our hypothec system significantly . the newly published < draft of the property law > did not adopt the hypothec recourse force , contrarily , it re - conformed the legislation model of the transfer limit of pawn . < the hypothec law > and < draft of the property law > have limited the transfer of pawn by adopting the following principles , “ there would be no 本文結合抵押權追及效力的理論與實踐,檢討了我國現行立法及《中華人民共和國物權法草案》對抵押權追及效力規定的缺失和弊端,分析了抵押權追及效力得以存在的理論基礎,著重論述了抵押權追及效力對三方當事人予以公平保護的立法價值,提出了在我國建立抵押權追及效力的立法設計,并且試圖闡明抵押權追及效力是我國物權立法的最佳選擇,進而希望未來物權立法對其予以采納。

All the civil law countries not prohibiting establishing multi - hypothec on the same stake , when the discussed situation comes into being , once the prior hypothec confused with the ownership , it is possible that the benefit balance between the owner and the subordinate lien obligee will be broken because of the sequence and the impartibility of the exertion of hypothec 大陸法系國家的民法都不禁止在同一物上設定多個抵押權，當多個抵押權竟存于同一物上時，由于抵押權的行使具有次序性和不可分性，在先次序抵押權與所有權混同時，可能會導致所有權人和后次序抵寸甲權人之間的利益失衡。

At last , from the point view of systematic theory , the author discusses the relationship between realization of hypothec and execution name , construct the executive factor of realization of hypothec , and puts forward the ideas of establishing register judicature and essential examination mechanism 最后，從系統論角度出發，作者又對抵押權實現與執行名義的關系進行了研究。指出抵押權強制實現的執行名義僅是裁定它沒有解決當事人的實體權利、義務，為了完整構建抵押權實現的執行要素，作者提出了登記機關的司法化和實質審查主義。

? answers : following estate , must not make over : 1 ? of ? according to town planning , municipal government decides to call in of land access ; 2 ? of ? judiciary , executive authority ruling , decision closes down or limit estate right with other form lawfully ; 3 ? of ? share estate , without other and mutual person written agree ; 4 ? of ? the estate of set hypothec , agree without hypothec person ; 5 authority of ? are belonged to open to question ; 6 ? law , code or municipal government set ? the other state that prohibits making over ?答：下列房地產，不得轉讓： ? 1 ?根據城市規劃，市政府決定收回土地使用權的； ? 2 ?司法機關、行政機關依法裁定、決定查封或者以其他形式限制房地產權利的； ? 3 ?共有房地產，未經其他共有人書面同意的； ? 4 ?設定抵押權的房地產，未經抵押權人同意的； ? 5權屬有爭議的； ? 6 ?法律、法規或市政府規定禁止轉讓的其他情形。

Estate guaranty is the estate that shows guaranty person offers his to be had legally to hypothec person or estate right , fulfill debt on schedule with transferring the kind that have to regard as ( include to remand loan ) assure , when cannot fulfill debt on schedule , hypothec person has right lawfully punish pawn , preferential the civil action that gets repaying 房地產抵押是指抵押人向抵押權人提供其合法擁有的房地產或房地產權利，以不轉移占有的方式作為按期履行債務（包括歸還貸款）的擔保，在不能按期履行債務時，抵押權人有權依法處分抵押物，并優先得到償還的民事行為。

According to “ matter right law “ , hypothec has two kinds of state : it is ought to ought to deal with guaranty to register , if be not dealt with , register , this guaranty contract not become effective ; 2 do not need to deal with guaranty to register lawfully , hypothec mortgages be established when contract become effective oneself ; without registering , do not get antagonism kindness the 3rd person 依照《物權法》 ，抵押權有兩種情形：一是應當應當辦理抵押登記的，假如不辦理登記，該抵押合同不生效；二是依法不需要辦理抵押登記的，抵押權自抵押合同生效時設立；未經登記，不得對抗善意第三人。

Auto buying installments insurance has components of general property insurance policies , comparing with guarantee , it is different in right , obligation and implementation , counterargument etc , “ guarantee law “ is not applicable to this insurance ; auto buying installment insurance and auto sales contract has no master - slave feature , mutually separated , can not be incorporated for inquisition ; the insurance agreement established by insurance policy parties and filed insurance clauses are supplemented mutually , the agreement will prevail in case of any conflict ; the agreements such as “ reserve auto ownership “ , “ set auto hypothec “ in installments auto sales contract are the effective instruments of insurer to control risk , determine the paying scope of insured , is the foundation of the insurance policy , the insurer will be entitled to use it as the reason for exemption and subtraction of responsibilities 其次，介紹和分析了分期付款購車保險合同的內容，包括保險合同當事人、保險標的和保險利益、除外責任、保險期限、保險金額和保險費、賠償處理、被保險人義務、爭議的處理等，并一一作了評析。再次，探討了保險合同的解除問題。著重分析保險人解除權的條件、行使期限、行使方法和效果，解除權的阻卻，探討了保險合同解除的溯及既往效力。

The author analyses the present baffle of realization of hypothec by private power and long proceeding as well as high lawsuit expense which includes public and private cost on realization of hypothec by public power in china , indicating that the present situation of realizing hypothec through notarization procedure is unusual and highly expensive , which greatly restrains the economic development in china 作者分析了目前我國抵押權私力實現的困惑，公力實現中的漫長訴訟程序和高額訴訟成本，其中包括公共成本和個人成本，并指出用公證程序來實現抵押權的非一般性和高額費用，以及目前抵押權實現狀況對我國經濟發展的制約。

On the basis of comparative analysis of realization of hypothec in typical countries and areas , the paper points out the pattern of judicatory protection combining saving oneself should be applied in china , because this pattern absorbs advantages and overcomes shortcomings of the two patterns , which respecting the will of concerned parties and remaining the proper intervention of administrative power , so that the concerned parties can be well protected . the third part is about the study on the necessity and feasibility of hypothec entering the procedure of coercive execution . first the paper analyzes the legal nature of hypothec , pointing out its nature 文章在對世界上典型國家和地區抵押權實現制度進行比較分析的基礎上，指出司法保護主義注重公平、秩序，忽視了效率，而當事人自救主義注重效率，而忽視了公平、秩序，只有司法保護主義和當事人自救主義相結合的實現模式，既吸收了司法保護主義、當事人自救主義兩種實現模式的優點，又克服了二者的缺點；既尊重了當事人的意志，又保持了國家適度干預，較好地保護所涉利害關系人各方的利益。

Firstly the author have made the brief expatiation to the idea , intention and go in for value of civil compelled implement , and the author also have put up kinds of priority which related to juristic provision of some performed procedures like close down the priority , legal priority ( lien ) , conventional priority ( hypothec , pawn ) and the content of vendue priority 首先作者分別從民事強制執行的概念、目的以及價值追求做了簡短闡述,對執行程序的法律規定中涉及的幾種類型優先權如查封優先權、法定優先權(留置權) 、約定優先權(抵押權、質權)以及拍賣優先權內容進行了簡要介紹。

Following estate , must not make over : 1 ? of ? according to town planning , municipal government decides to call in of land access ; 2 ? of ? judiciary , executive authority ruling , decision closes down or limit estate right with other form lawfully ; 3 ? of ? share estate , without other and mutual person written agree ; 4 ? of ? the estate of set hypothec , agree without hypothec person ; 5 authority of ? are belonged to open to question ; 6 ? law , code or municipal government set ? the other state that prohibits making over 下列房地產，不得轉讓： ? 1 ?根據城市規劃，市政府決定收回土地使用權的； ? 2 ?司法機關、行政機關依法裁定、決定查封或者以其他形式限制房地產權利的； ? 3 ?共有房地產，未經其他共有人書面同意的； ? 4 ?設定抵押權的房地產，未經抵押權人同意的； ? 5權屬有爭議的； ? 6 ?法律、法規或市政府規定禁止轉讓的其他情形。

The transfer of pawn is the disposition of the pawn by the mortgager , three parties are concerned : the mortgagee , the mortgager , and the buyer . because of the identity of the target between the formerly existing hypothec relation and the debt relation afterwards , there are sure to be certain beneficial conflicts among the three parties 在傳統大陸法系民法中,普遍承認抵押權具有追及效力,即抵押權一經設立,抵押物所有權的變動,不影響抵押權的效力,抵押權的效力及于抵押物的受讓人。

He what know a house right of a set that whether right state has hypothec , building already was closed down by people court , whether to include the range that tear open change , whether to rent etc , mix in order to ensure besides the dependability of the value beyond building itself authenticity 了解房屋的他項權利狀況是否有抵押權的設定、房屋權利是否已被人民法院查封、是否列入拆遷范圍、是否租賃等，以確保除了房屋本身以外的價值的可靠性和真實性。

Enterprise movables mortgages the main item that register includes : guaranty person , hypothec person , small sign contract , the name of pawn , amount and price , the limits that guaranty assures , be assured advocate the sort of creditor ' s rights and amount , debtor performs the time of debt 企業動產抵押登記的主要事項包括：抵押人，抵押權人，低押合同，抵押物的名稱、數量和價格，抵押擔保的范圍，被擔保的主債權的種類和數額，債務人履行債務的期限。

First taking the real estate as regulatory object , combining with the principles abovementioned , the author constructs on system of closing down , auction as well as coercive administration and make legislature proposals on realization of hypothec of real estate in china 第四部分為我國抵押權實現制度的具體構建。作者首先指出我國應采取混合主義的抵押權實現模式。接著以不動產為主要規制對象，結合上文程序設計的原則，對

The housing of rural villager and curtilage base cannot set hypothec ; the building on collective land , have native place only ( town ) , the building such as the workshop of village enterprise reachs his to take up the land access inside limits can mortgage at the same time 農村村民的住房及宅基地不能設定抵押權；集體土地上的房屋，只有鄉（鎮） 、村企業的廠房等建筑物及其占用范圍內的土地使用權可同時抵押。

When debtor nonperformance debt , hypothec person ( creditor ) have right lawfully the estate convert into money with guaranty or the money paid for something purchased or received for something sold with the auction , estate income that sells off guaranty is preferential suffer countervail 債務人不履行債務時，抵押權人(債權人)有權依法以抵押的房地產折價或者以拍賣、變賣抵押的房地產所得的價款優先受償。

Reimbursement expires , when armour nonperformance reimbursement is compulsory , second cannot advocate the hypothec of this car to third , but if dealt with pawn at that time , register , second can seek the seat that reachs pawn , advocate hypothec to third 還款期滿，甲不履行還款義務時，乙不能向丙主張該車的抵押權，但假如當時辦理了抵押物登記，乙則可追及到抵押物的所在，向丙主張抵押權。

Second by perspective on economy cost , mistake cost and morality cost , the theory basis is offered in order to set up a reasonable system of realization of hypothec which is suitable for chinese national condition 其次，對抵押權實現制度進行經濟成本、錯誤成本、道德成本等多角度透視，指出法律不是自然科學，法律的目的并不純粹在于發現客觀的真。